Is most of your wealth tied up in your home?

 

Will you last longer than your money?

 

Click for Your FREE Equity Release Guide

 


Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

 "Equity Release" is a lifetime mortgage which is a loan secured against your home.  To understand the features and risks, ask for a personalised illustration.

Is your home your biggest asset?

For the great majority of people their home is by far their largest asset.  There is invariably a lot of money tied up in bricks and mortar. 

If you are aged over 60 and you own your home you could be eligible for a range of financial products which release some of the equity tied up in your home as a tax free cash lump sum, a guaranteed income for life, or a combination of both of these.

We can help you decide if this is a suitable option for you to consider by carrying out a detailed examination of your personal and financial circumstances before making any recommendations.

Some of these plans allow you to make payments of some or all of the monthly interest and some require no repayment of the capital until your home is sold after your death or permanently moving out of your home.  However you should remember that if the interest is added to the amount you owe this will reduce the remaining equity in your home to pass on to your estate after you die.

Equity Release schemes may well work out more expensive than alternatives such as downsizing to a smaller property so it makes good sense to consider all of the alternatives first and take professional advice before you decide.

Some Equity Release can affect eligibility for State Benefits and grants so we will always ensure that you will not unknowingly lose your entitlement.

Equity Release involves selling or borrowing against your home. It may affect your eligibility to move home and the amount of any inheritance you may leave so good advice really is essential.

 

 I Can Help You

Larkbridge Mortgages Ltd is an appointed representative of TenetLime Ltd which is authorised and regulated by the Financial Conduct Authority. TenetLime Ltd is entered on the Financial Services Register (http://fca.org.uk/register) under reference 311266.

 

Larkbridge Mortgages Ltd is registered in England under registration number 08247201. Registered Office Address: The Stables, Flempton House, Bury Road, Flempton, Suffolk IP28 6EG

 

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Telephone: 01284 723422 Mobile: 07702 686176

email: ryoung@larkbridge.co.uk


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We are Experienced professional Advisers and arrange equity release, home reversion plans and mortgages and remortgages for clients all over East Anglia. We work primarily in East Anglia. We are in easy reach of Norfolk, Suffolk, Cambridge and Essex and arrange equity release and mortgages in Stowmarket, equity release and mortgages in Bury St Edmunds, equity release and mortgages in Newmarket, equity release and mortgages in Ipswich, equity release and mortgages in Mildenhall, equity release and mortgages in Sudbury, equity release and mortgages in Thetford, equity release and mortgages in Colchester, equity release and mortgages in Cambridge, in fact equity release and mortgages all over East Anglia. We also arrange Buy to Let Mortgages and Equity Release includes Lifetime Mortgages and Home Reversion Plans.

 

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